Scenarios you should be aware of:

• If you die without a Will in place, it will be the law that decides how your property and possessions are divided, not necessarily your dependants. The only way to ensure your wishes are carried out in these circumstances is to have an up to date Will.
• If you and your partner aren't married, or have not registered a civil partnership, unless a Will is in place, inheritance between yourselves is not automatic. This means the death of a loved one is likely to have an acute financial impact for the remaining partner.
• Your children will not automatically become the custody of your parents or another family member. Also, if you have a young family and would like to consider putting money in Trust for when they reach adulthood, you need to write a Will, and if you are in retirement and want to ensure that your life savings are divided as you wish, then write a Will.
• Having a Will in pace should also reduced the impact of inheritance tax that your family would be liable to pay - so it is vital to seek advice on this matter while you are writing your Will.
• Also, if your circumstances have changed, it is important that your Will reflects your new situation to ensure that your money and possessions are distributed according to your wishes. For example, if you have separated and your ex-partner now lives with someone else, you may want to change your Will. If you are married or enter into a registered civil partnership, it could make any previous Will you have made invalid.

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For more independent information on Wills and how they affect you visit:
  Advice Guide